Southern California Foreclosure Defense


A foreclosure is an unfortunate event for home buyers and lenders alike. In brief, a foreclosure occurs when a homeowner is unable to make the mortgage payments for a period of time. At this point, the lender has the authority to initiate a sale of the home in order to recover the amount of the overdue payments and the balance of the loan.

Whether you are a homeowner or a lender, Mirk Law Group is prepared to help you find an agreeable solution to your foreclosure predicament.

There are a few different kinds of foreclosures:

  • Non-Judicial Foreclosure is conducted outside the court system.
  • Judicial Foreclosure is conducted inside of court system.
  • Deficiency Judgment is a money judgment against a borrower, filed when the mortgage foreclosure on the home does not cover the principal amount of the loan.